Most Xbox One games will require you to do a mandatory install onto the console's hard drive, even those that you buy on a physical disc. It's a bit of a pain, but you can speed up the installation time by first disconnecting from Xbox Live (either remove the Ethernet cable from the console for wired connections or choose disconnect from Xbox Live under the console's Network Settings), running the installation as normal and then re-establishing your connection again afterwards.
If you want to eliminate installation time completely, you can now also pre-load games before their release so as soon as they unlock you can bundle straight in and start playing, as long as you have digitally purchased them.
